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First Home Buyer Programme
Your first home is likely to be the most expensive purchase you are about to make, yet.
This is highly pivotal in your life as a first home buyer; it can either put you on a fast track towards or set you back from your financial goals.
Why did we create this for First Home Buyers?
Being business school graduates and relatively young investors ourselves, we are surrounded by peers who often think that doing their own research is sufficient for their first home purchase. This is completely understandable!
However, we have come to the realisation that they are frequently unaware of many important concepts and do not have access to the relevant facts, statistics or experience in the real estate market needed to make this HUGE decision.
This is why we created the First Home Buyer Programme.
Not to sell, not to preach, but to prevent costly mistakes that you may not be aware of.
Knowledge is power. We’ll arm you with right knowledge, help you steer clear of the common pitfalls and have a customised plan that is tailored to your needs. Our entire business is built around ensuring that the house buying process runs as smoothly as possible for you, leaving you to get on with the fun stuff, like planning your first housewarming party.
After all, buying your first home puts most of your net worth at stake, but speaking to us before you make this decision is free.
You do the math.
What can you expect from the First Home Buyer Programme?
We are planners by nature. We also do not like uncalculated risks.
We have designed a systematic approach to buying your first property, to ensure that your hard-earned money is put in the right place.
Through understanding your needs and mid to long term goals, we will advise you on suitable options based on your affordability, and work together with you to create an action plan and exit strategy that is best for you.
In this programme, we discuss common questions such as:
1) HDB, EC or Private? What should I choose for my first property?
2) Is a new development or resale better?
3) How do I avoid buying into a property that does not appreciate?
4) Is freehold better than leasehold?
5) Is HDB the lowest risk option as it is the most affordable?
6) How do I use my first property as a stepping stone to upgrade to a bigger house without touching my savings?
The list goes on!
At the end of this programme, we assure you that you would feel confident about your first home purchase and to have a clear direction of your investment road map for the next 5 to 10 years.
Case Study One.
Newly engaged couple Ben and Kat, both 29 years old with a combined income of $8000 a month, contacted us to find out how to go about finding their first matrimonial home. Both of them grew up in an HDB and were planning to buy one too.
After going through our First Home Buyer Programme’s in-depth affordability analysis, Ben and Kat discovered options they never knew they had — being able to afford an EC or private property without having to change their lifestyle drastically.
In addition, they realised through our calculations that they had to fork out $80k less for a private property as compared to an EC. This baffled them because they never knew this was possible given ECs were supposed to be cheaper.
After an objective analysis of the different options they have, they are now comfortable owners of an 870k 2 bedroom condo, with strong potential for capital appreciation as well as a cash reserve of $80k!
Results of Action Plan
investment
capital appreciation
100% informed
Most importantly, they bought this property being 100% informed of ALL their options and have a clear idea of their investment road map for the next 5-10 years!
Case Study Two.
Eleanor was 31 years old with an income of $9,000 a month when she first met us. She was single at the time and was planning on waiting until 35 years old to purchase her first resale HDB for own stay. Before she was referred by her friend (our ex-client) to meet with us, she simply thought that waiting until 35 to buy an HDB was the only option and the best choice for her.
After understanding Singapore’s real estate trends through our First Home Buyer Programme, she saw how she could make good use of this 4 years before she turns 35 to create more options for herself rather than simply letting her current savings sit idly.
Today, she is a proud owner of a 800k private property with strong potential for capital gains, and she can decide on the following when she hits 35!
Update: 3 years down the line, she successfully sold her property, reaping a remarkable 51% net Return on Investment gains. Witnessing the property’s potential to accelerate her investment objectives, she wisely reinvested her profits into a spacious 2-bedroom + study unit. This new investment not only suits her personal living needs but also holds substantial promise for future capital gains.
In 4 years time, Eleanor has 4 options:
own house
to a bigger house
by being a landlord
buy a HDB
At the end of the day, having one option is not an option. Eleanor is now glad to have taken the first step on her investment journey!
It is easy to work with us.
First Consult
This is an important session for us to first understand your ideas, objectives and circumstances, before we can work out a plan tailored to your needs and provide the right advice for you to make an informed decision eventually.
Real Estate 101
Before you make such a big purchase, it is crucial to understand how the real estate market works. Here we will go through fundamental concepts and market updates that apply to you.
The HausLife Investment Framework
We will share with you the investment framework that we have developed with experience and market data. You will understand our processes and the stringent selection criteria which we will base our recommendations on.
Questions & Misconceptions
Before we move on, we will address and clarify any questions and misconceptions that you may have. This will ensure that we are on the same page and have a common goal in mind, should you decide to work with us.
Budget
This step involves you getting preliminary financing approvals from the banks, and us having a good understanding your financial situation in terms of available cash, CPF and monthly mortgage affordability for this property.
Action Plan
With all the ground work done, we will now have an action plan complete with suitable recommendations, timeline planning, and viewings. With our streamlined processes, our buyers usually make their purchase within 1-2 months.
Don't just take our word for it.
Corinne G2026-01-23We were introduced to Erin & Sherwin through a friend’s recommendation at a time when we weren’t even ready to sell our house yet. We simply wanted to explore our options and hear their professional advice. Despite that, they were extremely patient and generous with their time, walking us through the numbers, scenarios, and possible options without any pressure. When we eventually decided, quite last minute, to sell our place and try for a new launch, they sprang into action immediately and supported us every step of the way. From handling the paperwork, guiding us through the purchase of the new launch, to accompanying us to HDB and the law firm, we always felt well taken care of. What we appreciated most was their transparency, patience, and genuine support. They are not the typical agents who just focus on closing a deal. They took the time to analyse our finances, made recommendations based on our needs and affordability, and consistently reminded us of important timelines and considerations throughout the process. We truly felt supported and confident in our decisions because of them, and would highly recommend them to anyone looking for agents who genuinely have their clients’ best interests at heart.
Isaac Lim2026-01-16I highly recommend Erin and Sherwin to anyone looking for a property agent. They are proactive and diligent in their dealings, which saved us a lot of time and administrative effort. Their professional knowledge is superb. Thank you for helping us find our place! 😊
Justin Choy2026-01-14Extremely helpful and professional when helping to facilitate the buying process from end to end. Thankful for the help in closing of a deal in a timely manner while guiding us through the various parts of the resale process required by HDB.
Yizha Ong2025-11-12⭐️⭐️⭐️⭐️⭐️ 10/10 Highly Recommended! I took a leap of faith when I purchased my first investment property with Hauslife, and I’m truly thankful I did. Their team provided exceptionally detailed market analysis, valuable insights, and recommendations that were carefully tailored to my budget and investment goals. After successfully closing the sale of my first property, I confidently reinvested in a second, larger one — all thanks to Hauslife’s continued guidance and expertise. They were incredibly patient, taking the time to explain every step of the process and ensuring I felt informed and supported throughout my property investment journey. Whether you’re looking for your first home or your next investment property, I can’t recommend Hauslife enough.
Charmaine Tan2025-11-12Working with HausLife has been an absolute game-changer for us! From the get-go, they transformed what could have been a stressful experience into a seamless and enjoyable journey. Not only did they expertly handle the sale of our old place and the purchase of our dream home, but they also became trusted friends along the way. Their attention to detail, thoughtful planning, and ability to communicate our needs to the developer truly set them apart. Thanks to HausLife, we’re now happily settled into our beautiful new home, and we couldn’t be more grateful. If you’re looking for more than just property agents—if you want a team that genuinely cares and goes the extra mile—HausLife is the way to go!
Siti Zulaiha2025-10-27Had such a positive experience having Sherwin and Erin as my property advisors for my first property! They were attentive in understanding what I was looking for, provided clear guidance on the property market and available options, and were extremely helpful throughout the entire process. They were always available to answer my questions and made the journey smooth and pleasant. Highly recommended! Thank you both again for all your help throughout this journey! Looking forward to more in the future 🤩
Brenda Y.2025-09-04Much like every other reviewer who’s had the pleasure of working with Sherwin and Erin, my experience was nothing short of excellent. From the get go, they provided detailed guidance with their deep knowledge, and showed attentiveness and genuine care in wanting to understand my budget, preferences and goals for my first home and beyond. Throughout the process, they were conscientious, patient, efficient, always well prepared to address any questions I had, and never pushy in their approach. Knowing that my schedule only allows for weekend viewings, they efficiently scheduled all viewings in a way that maximised my time. And thanks to their professional advice and responsiveness, I was able to land on a decision swiftly. Whether you’re a first-timer or someone seasoned, Sherwin and Erin’s strong work ethic, excellence, and dedication will serve you well and I wholeheartedly recommend them. Thank you so much for making the process such a breeze and most importantly, for the assurance that comes with your expertise. Looking forward to continuing my journey with you well into the future :)
Candice Chua2025-07-30Big thanks to Erin and Sherwin for their exceptional support to me as a first-time buyer. They patiently walked me through the numbers, carefully balancing market realities with my needs, budget, and expectations. Their thorough guidance from start to finish was very helpful and they also managed to secure a tenant for me in a short time.
J Tan2025-03-14Purchasing a property for the first time can be daunting, but Erin and Sherwin made it a positive and educational experience. Their patience was truly remarkable, especially when I had numerous questions and uncertainties. They demonstrated a genuine understanding of my goals and provided insightful advice. I felt supported and confident throughout the entire process. If you're looking for a knowledgeable and patient agent, look no further than them!
Siti Aisyah2025-02-26We had an amazing experience working with Sherwin and Erin in our search for a resale flat. From scouting for the perfect home to handling tax calculations, pricing, and key timelines, they guided us with expertise and clarity every step of the way. Their deep knowledge of the process, from what to look out for to preparing for each stage, made everything smooth and stress-free. What stood out most was their promptness and warmth—no matter how many questions we had, they were always patient, thorough, and quick to respond. Beyond their professionalism, Sherwin and Erin truly care about their clients. If you're looking for dedicated, knowledgeable, and trustworthy property agents, we highly recommend them! Thank you, Sherwin and Erin, for making our home-buying journey such a breeze!
